1. About these Terms
These Terms of Use govern your access to and use of the website at www.www.novus-strategy.com (the ‘Website’), operated by Novus Strategy & Consulting Ltd (‘Novus’, ‘we’, ‘us’, or ‘our’).
By accessing or using the Website, you confirm that you accept these Terms of Service and agree to comply with them. If you do not agree, please do not use the Website.
Novus Strategy & Consulting Ltd is a company registered in England and Wales (Company No. 12184516), with its registered office at Kemp House, 128 City Road, London EC1V 2NX.
These Terms of Use should be read alongside our Privacy Policy and Cookie Policy, which are incorporated by reference:
- Privacy Policy: www.www.novus-strategy.com/privacy-policy
- Cookie Policy: www.www.novus-strategy.com/cookie-policy
2. About the Website
The Website is a business-to-business (B2B) marketing and thought leadership platform. It provides information about Novus’s services, publishes intelligence content including bulletins and insights articles, and promotes Novus events.
The Website is intended for professional audiences, principally those working in or around the UK mortgage lending and financial services sectors. It is not directed at consumers or individuals acting in a personal capacity.
The Website does not sell products, process payments, or require visitor registration or login. It does not provide access to client-facing platforms.
3. Acceptable Use
3.1 Permitted use
You may access and use the Website for lawful purposes and in accordance with these Terms of Service. This includes browsing content, reading published articles and bulletins, and submitting an enquiry via the contact form.
3.2 Prohibited conduct
You must not use the Website in any way that:
- Is unlawful, fraudulent, or harmful, or that facilitates unlawful, fraudulent, or harmful activity
- Violates any applicable local, national, or international law or regulation
- Transmits unsolicited or unauthorised advertising or promotional material (spam)
- Knowingly transmits any data, or sends or uploads any material that contains viruses, trojans, worms, time-bombs, or any other malicious or harmful code
- Attempts to gain unauthorised access to any part of the Website, its server, or any system or database connected to the Website
- Attacks or disrupts the Website through denial-of-service attacks, distributed denial-of-service attacks, or similar means
- Scrapes, harvests, or systematically extracts data or content from the Website without our prior written consent
- Reproduces, duplicates, copies, or re-sells any part of the Website in contravention of these Terms of Service
- Impersonates Novus, any Novus employee, or any other person, or misrepresents your identity or affiliation
We reserve the right to restrict or terminate access to the Website at our discretion, without notice, where we believe these Terms of Service have been or are likely to be breached.
4. Intellectual Property
4.1 Ownership
All content published on the Website, including but not limited to text, articles, bulletins, graphics, logos, icons, images, the Novus name and branding, and the overall design and layout of the Website, is the property of Novus Strategy & Consulting Ltd or its licensors and is protected by copyright, trade mark, and other intellectual property laws.
4.2 Permitted use of content
You may view, download, and print content from the Website for your own personal, non-commercial reference purposes, provided that:
- You do not modify the content in any way
- Any reproduction identifies Novus Strategy & Consulting Ltd as the source
- No copyright, trademark, or other proprietary notices are removed
Nothing on the Website grants you any licence or right to use Novus’s trademarks, logos, or branding without our prior written permission.
4.3 Prohibited use of content
You must not reproduce, republish, distribute, transmit, store, or otherwise exploit any content from the Website for commercial purposes without obtaining a licence from us in advance. This includes, without limitation, reproducing intelligence bulletins, insights articles, framework materials, or proprietary methodology content for use in your own publications, products, or services.
To request permission to reproduce or use Novus content, please contact us at hello@www.novus-strategy.com
5. Website Content and Information
5.1 Not professional advice
The content published on this Website, including articles, bulletins, commentary, and framework descriptions, is provided for general information and thought leadership purposes only. It does not constitute professional, legal, financial, regulatory, or consulting advice, and should not be relied upon as such.
If you require advice specific to your organisation’s circumstances, you should seek independent professional guidance. Novus’s formal advisory services are provided under separate engagement terms.
5.2 Accuracy and currency
We take reasonable care to ensure that the content on the Website is accurate and up to date at the time of publication. However, we make no representations or warranties, express or implied, as to the completeness, accuracy, reliability, suitability, or availability of any content on the Website.
The mortgage and financial services landscape changes frequently. Content published on the Website may not reflect the most recent regulatory or market developments. You should not rely solely on Website content when making business or regulatory decisions.
5.3 Availability
We do not guarantee that the Website will be available at all times or that access will be uninterrupted or error-free. We may suspend, withdraw, or restrict access to the Website at any time without notice, for operational, technical, or other reasons.
6. Contact and Enquiry Form
The Website includes a contact and enquiry form powered by HubSpot. When you submit an enquiry, the information you provide (including your name, work email address, organisation, role, and message) is processed in accordance with our Privacy Policy.
By submitting an enquiry, you confirm that the information you provide is accurate and that you are authorised to share it. You must not use the contact form to submit unsolicited commercial communications, offensive content, or anything that would breach these Terms of Service.
Submission of an enquiry does not create any contractual relationship between you and Novus, nor any obligation on Novus to respond or to provide services.
7. Record Keeping
The Website may promote events organised or co-hosted by Novus. Where event registration and ticketing links are provided, these will direct you to Eventbrite, a third-party ticketing platform operated by Eventbrite, Inc.
Any event registration, ticket purchase, or attendance is subject to Eventbrite’s own Terms of Service and Privacy Policy, which you should review before completing a booking. Novus has no responsibility for the operation of the Eventbrite platform or any transactions completed through it.
Specific event terms, including cancellation, refund, and transfer arrangements, will be set out in the relevant event listing on Eventbrite at the time of registration.
8. Third-Party Links and Content
The Website contains links to external websites, including LinkedIn and Eventbrite. These links are provided for your convenience and information only. We have no control over the content, availability, or privacy practices of third-party websites and do not endorse them.
When you follow a link to an external site, you leave the Website and are subject to that site’s own terms and conditions and privacy policy. We accept no responsibility for any loss or damage that may arise from your use of third-party websites.
The LinkedIn Insight Tag and other third-party technologies active on this Website are described in our Cookie Policy. Their use of data collected via these technologies is governed by their respective privacy policies.
9. Disclaimer of Warranties
The Website and all content on it are provided on an ‘as is’ and ‘as available’ basis, without any warranty of any kind, whether express or implied. To the fullest extent permitted by law, Novus excludes all implied warranties, including (without limitation) implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Website will be free from errors, viruses, or other harmful components, or that defects will be corrected. You are responsible for ensuring that any content downloaded or otherwise obtained through the Website is free from such risks.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Novus Strategy & Consulting Ltd, its directors, employees, and agents shall not be liable for any loss or damage, whether direct, indirect, incidental, consequential, or otherwise, arising from:
- Your access to or use of (or inability to access or use) the Website
- Any reliance placed on the content or information published on the Website
- Any interruption, suspension, or termination of the Website
- Any unauthorised access to or alteration of your data or transmissions
- Any third-party content or websites linked to from the Website
Nothing in these Terms of Service limits or excludes our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.
11. Data Protection and Privacy
Our collection and use of personal data through the Website is governed by our Privacy Policy and Cookie Policy. By using the Website, you acknowledge that you have read and understood those policies.
Privacy enquiries should be directed to privacy@www.novus-strategy.com
12. Changes to These Terms
We may update these Terms of Use from time to time to reflect changes in the Website, our business practices, or applicable law. When we do, we will update the version number and ‘Last updated’ date at the top of this page.
Your continued use of the Website after any changes are posted constitutes your acceptance of the updated Terms of Use. We recommend checking this page periodically.
13. Governing Law and Jurisdiction
These Terms of Use and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.
The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms of Service or their subject matter or formation. However, if you are accessing the Website from outside England and Wales, local laws may also apply to you.
14. Contact Us
If you have any questions about these Terms of Service, or wish to request permission to use Novus content, please contact us:
| Contact method | Details |
| Email (general) | hello@www.novus-strategy.com |
| Email (privacy) | privacy@www.novus-strategy.com |
| Post | Novus Strategy & Consulting Ltd, Kemp House, 128 City Road, London EC1V 2NX |
| Website | www.www.novus-strategy.com |