July 2025 | The Data Bill Has Landed: Now’s the Time to Accelerate HDI

The UK Data Protection and Digital Information Bill has officially passed and for mortgage lenders, it’s a pivotal moment.

This month’s UK Mortgage Lenders Bulletin cuts through the jargon to spotlight the real opportunity:
Horizontal Digital Integration (HDI) just moved from theory to reality.

With a legal foundation now in place for Smart Data, lenders can finally access and share clean, verified consumer data with trusted third parties enabling faster approvals, seamless handovers, and a measurable uplift in customer experience.

In this edition, we explore:

• What the Data Bill really unlocks for lenders

• How it lays the groundwork for true interoperability

• Three immediate opportunities HDI creates from pre-approval to partner orchestration

• What actions lenders should take right now to lead, not lag

Download the bulletin
Watch the July video summary
Book your free HDI maturity session